Toni Chrabot is a licensed private investigator, expert witness, and consultant, offering her services through her company Risk Confidence Group LLC, a woman-owned small business. (Read some of her success stories below.) Prior to starting Risk Confidence Group, Toni served more than 20 years as an FBI Special Agent. Toni’s expertise includes investigation of violent crime, complex frauds, corruption, organized crime – RICO, cyber crimes, and money laundering. Her time spent providing court room testimony is extensive. In addition to investigation, Toni possesses extensive experience and offers consulting services for human resources and administrative matters, intelligence, human source operations, crisis & kidnap negotiations, interview and interrogation techniques, and case management. Having reached the level of FBI field executive and now a business owner, Toni brings added insight to issues surrounding code of conduct, ethics, company culture, an
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Toni Chrabot is a licensed private investigator, expert witness, and consultant, offering her services through her company Risk Confidence Group LLC, a woman-owned small business. (Read some of her success stories below.) Prior to starting Risk Confidence Group, Toni served more than 20 years as an FBI Special Agent. Toni’s expertise includes investigation of violent crime, complex frauds, corruption, organized crime – RICO, cyber crimes, and money laundering. Her time spent providing court room testimony is extensive. In addition to investigation, Toni possesses extensive experience and offers consulting services for human resources and administrative matters, intelligence, human source operations, crisis & kidnap negotiations, interview and interrogation techniques, and case management. Having reached the level of FBI field executive and now a business owner, Toni brings added insight to issues surrounding code of conduct, ethics, company culture, and organizational communication. Since 2015, Toni has been sought out by Boards of Directors, CEOs, CFOs, Corporate Security Directors, corporate in-house counsels, private law firms, and individual attorneys. Toni is objective and efficient as she provides a clear picture of the issues and offers effective solutions to her clients nationwide. Read just a few of her success stories:
Fraud & Embezzlement: An expensive lesson about lack of adherence to policy.
When the founder of a non-profit foundation received word from a trusted employee that another may have engaged in fraudulent activity, the founder started his own investigation and quickly realized he needed help. He called in Risk Confidence Group to establish the pattern of fraud, to establish a dollar value on the fraud, and to identify and gather evidence necessary for civil and criminal remedies. RCG conducted interviews and forensic examinations of electronic devices. RCG reviewed myriad documentation including financial, personnel and policy records. RCG found evidence of fraud, as well as intent and planning, and a pattern of certain employees failing to adhere to established organization policies. RCG’s findings provided the founder and organization executives with a clear picture of the scope of the fraud and the documentation necessary to seek civil and criminal remedies. Additionally, foundation executives were armed with a host or recommendations to mitigate compliance and communication gaps and reduce the risk of future fraud.
Insider Threat | What is an angry insider is capable of?
When the president of a global industrial association was advised the business entity had been administratively dissolved by the State’s department governing corporate registrations the initial thought was, ‘this is an administrative oversight and a simple fix.’ Then it was discovered that the association’s name had been claimed by an individual with no ties to the organization and was registered at an abandoned address. Fraud? Not so fast. Risk Confidence Group was contracted to get to the bottom of the questions: Who, how and why? By conducting a strategic deep-dive investigation into the organization’s complex web of relationships with contractors, sub-contractors, employees, and clients, RCG narrowed the possibilities and uncovered an obscure relationship between an industry outsider and a trusted insider. RCG determined the matter was a scheme specifically devised to compromise the association, and it was carried out from the inside. An inconspicuous but long-simmering insider threat was exposed. Exposure brought clarity and enabled the association president to make informed strategic decisions and confidently present the facts and solutions to the governing Board, including recommended actions to mitigate future risk.
Cyber Intrusion | Exposed, manipulated and a million dollars… recovered.
When the CEO and CFO of a manufacturing organization learned approximately $1.4 million in payments were sent to the wrong vendor accounts, the CEO and CFO believed they had a computer breach. A trusted advisor recommended they have a conversation with Risk Confidence Group consultants. After a brief conversation, RCG assessed the situation was not a computer “breach” in the legal sense, and therefore did not fall under public notification rules. Rather, RCG assessed the matter was likely a business email compromise that facilitated a theft and fraud scheme. RCG forensically imaged and analyzed relevant computer devices and determined an accounts payable employee had fallen victim to a phishing email. Having clicked on a phishing email link, the unwitting employee’s credentials were exposed and allowed single sign-in access to accounts payable emails and associated folders by unauthorized users. RCG uncovered evidence the unauthorized users successfully manipulated the company’s electronic communications system by making changes to email routing which prevented accounts payable from seeing critical emails from suppliers. As part of the scheme, the unauthorized users sent a spoofed email impersonating a frequent customer and instructing a change to the ACH routing information for future payments. Through RCG’s network of contacts and technical capability the method of the unauthorized access, manipulation and fraud were confirmed, and a series of banks were identified where the money quickly flowed in and out of fraudulent accounts. RCG’s timely assessment and findings were spot-on. RCG’s knowledge and capabilities proved invaluable to the organization in its successful insurance claims under three separate insurance clauses: unauthorized access, fraud, and intrusion.
Force Majeure | Get the facts about why your supplier can’t perform as contracted.
When the USA division of an international company was faced with a force majeure claim from a critical supplier, the company’s CEO and General Counsel needed facts. Risk Confidence Group was contracted to develop facts and information to verify or disputed the supplier’s claim of inability to perform. RCG identified the existence of relevant environmental records which helped to establish a timeline. Other documents were located which indicated the supplier made statements about a cause out of their control and the effect. A closer look revealed the human error and a lack of coordination and planning contributed were also likely contributors that ultimately affected the supplier’s ability to perform. RCG’s skill in uncovering relevant information provided the CEO and General Counsel with a higher level of detail and laid the foundation for the CEO’s well informed decisions on a path to resolution with the vendor.
Harrassment | An executive team divided.
When a Florida-based healthcare organization was faced with allegations of a hostile work environment within the senior staff, the governing Board called in Risk Confidence Group (RCG) to assess their veracity. In doing so, the Board showed wisdom and vigilance in its commitment to maintaining a safe and healthy work environment for all employees. RCG’s investigation findings and recommendations provided the Board withobjective visibility into more complex underlying issues related to organizational structure, communications processes, and competing strategies, all of which affected the work environment. Increased visibility brought clarity to the Board and provided a road map to resolving the issues.
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